What We Offer

Our Solutions

We offer a complete suite of financial solutions designed to protect what matters most and help you build a secure future. Select a solution below to learn more.

UFG Solutions

Life Insurance

Protection your family can count on — no matter what.

Life insurance is the foundation of any sound financial plan. At UFG, we help families find the right coverage to replace lost income, pay off debts, fund education, and leave a lasting legacy. Whether you need affordable term coverage or a permanent policy that builds cash value, our licensed advisors will design a solution that fits your budget and goals.

Term Life Insurance
Affordable coverage for a set period — ideal for income replacement and mortgage protection.
Whole Life Insurance
Permanent coverage with guaranteed cash value growth and a fixed premium for life.
Universal Life Insurance
Flexible premiums and adjustable death benefits with tax-advantaged cash accumulation.
Final Expense Coverage
Simplified issue policies designed to cover end-of-life costs and relieve family burden.
Living Benefits Riders
Access a portion of your death benefit while living if diagnosed with a critical illness.

Free, No-Obligation Review

Get a Free Life Insurance Quote

A licensed UFG advisor will contact you — no pressure, no commitment.

By submitting, you agree to be contacted by a UFG licensed advisor.

UFG Solutions

Mortgage Protection

Keep your family in their home — whatever happens.

Your home is likely your largest asset and your family's greatest source of stability. Mortgage protection insurance ensures that if you pass away or become disabled, your family won't have to worry about losing the roof over their heads. UFG advisors specialize in matching homeowners with the right coverage at every stage of their mortgage.

Mortgage Protection Insurance
A life insurance policy structured to pay off or cover your mortgage balance if you die.
Return of Premium Options
Get back every dollar you paid in premiums if you outlive the policy term.
Disability Riders
Covers your mortgage payments if you become unable to work due to illness or injury.
Flexible Coverage Terms
Match your policy term to your remaining mortgage — 10, 15, 20, or 30 years.
No Medical Exam Options
Simplified underwriting available for qualifying applicants — fast approval, no lab work.

Free, No-Obligation Review

Protect My Home

A licensed UFG advisor will contact you — no pressure, no commitment.

By submitting, you agree to be contacted by a UFG licensed advisor.

UFG Solutions

Retirement Planning

Build wealth today. Live freely tomorrow.

Retirement planning is about more than saving money — it's about building a strategy that generates tax-efficient income for the rest of your life. UFG advisors help clients design retirement blueprints that combine growth, protection, and legacy, so you never outlive your money and can leave something meaningful behind.

Indexed Universal Life (IUL)
Grow your cash value linked to market index performance with downside protection.
Fixed & Indexed Annuities
Guaranteed income streams you cannot outlive — ideal for retirement income planning.
IRA & Roth IRA Strategies
Maximize tax-advantaged contributions and optimize your withdrawal strategy.
Tax-Free Retirement Income
Structure your savings to minimize taxes in retirement using properly designed life insurance.
Legacy & Estate Planning
Ensure your wealth transfers efficiently to the next generation with minimal tax impact.

Free, No-Obligation Review

Start My Retirement Plan

A licensed UFG advisor will contact you — no pressure, no commitment.

By submitting, you agree to be contacted by a UFG licensed advisor.

UFG Solutions

Health Coverage

Quality healthcare that fits your life and your budget.

Health insurance is one of the most important decisions a family makes each year. UFG advisors help individuals, families, and self-employed professionals navigate the complex landscape of health coverage options — from marketplace plans and short-term coverage to supplemental policies that fill the gaps major medical leaves behind.

Individual & Family Health Plans
ACA-compliant marketplace plans with access to premium tax credits where eligible.
Short-Term Health Coverage
Flexible, affordable coverage for gaps between jobs or major life transitions.
Supplemental Insurance
Hospital indemnity, accident, and critical illness plans that pay cash directly to you.
Critical Illness Coverage
Lump-sum benefit paid upon diagnosis of cancer, heart attack, stroke, and more.
Dental & Vision Plans
Standalone or bundled dental and vision coverage for individuals and families.

Free, No-Obligation Review

Find My Health Plan

A licensed UFG advisor will contact you — no pressure, no commitment.

By submitting, you agree to be contacted by a UFG licensed advisor.

UFG Solutions

Employee Benefits

Attract top talent. Protect your team. Grow your business.

For business owners, a strong employee benefits package is one of the most powerful tools for attracting and retaining great people. UFG works with small and mid-size businesses to design cost-effective group benefit programs that protect employees and their families while providing meaningful tax advantages for the employer.

Group Life Insurance
Provide employees with basic life coverage as a core benefit at group rates.
Group Health Plans
Employer-sponsored health coverage with flexible contribution structures.
Voluntary Benefits
Supplemental options employees can elect and pay for through payroll deduction.
Key Person Insurance
Protect your business from the financial impact of losing a critical team member.
Executive Benefit Plans
Deferred compensation and bonus plans to reward and retain key executives.

Free, No-Obligation Review

Get a Group Benefits Quote

A licensed UFG advisor will contact you — no pressure, no commitment.

By submitting, you agree to be contacted by a UFG licensed advisor.

UFG Solutions

Social Security Disability

We fight for the benefits you've earned.

Navigating a Social Security Disability (SSD) claim can be overwhelming — especially when you're already dealing with a serious illness or injury. UFG's licensed SSD representatives guide you through every step of the process, from initial application to appeals, so you can focus on your health while we fight for the financial support you deserve.

Free Initial Consultation
We review your case at no cost and tell you honestly whether you have a strong claim.
Application Assistance
We prepare and file your initial application correctly the first time to avoid common denial reasons.
Appeals Representation
If your claim is denied, we represent you at every level of appeal, including hearings before an ALJ.
No Fee Unless You Win
Our fee is contingency-based — you pay nothing unless we win your case.
Medical Evidence Support
We help gather and organize the medical documentation needed to support your disability claim.
Nationwide Coverage
Our licensed representatives assist clients in all 50 states, no matter where you are in the process.

Free, No-Obligation Review

Get a Free Case Review

A licensed UFG advisor will contact you — no pressure, no commitment.

By submitting, you agree to be contacted by a UFG licensed advisor.

UFG Solutions

Medicare Advantage & Supplements

The right Medicare plan for your health and budget.

Choosing the right Medicare coverage is one of the most important financial decisions you'll make. UFG's licensed Medicare specialists help you compare Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans side by side, so you can pick the coverage that fits your doctors, prescriptions, and budget — at no cost to you.

Medicare Advantage (Part C)
All-in-one plans that bundle Parts A, B, and often D with extra benefits like dental, vision, and hearing.
Medicare Supplement (Medigap)
Covers the gaps Original Medicare leaves behind — deductibles, copays, and coinsurance — for predictable out-of-pocket costs.
Prescription Drug Plans (Part D)
Standalone drug coverage to pair with Original Medicare or Medigap, tailored to your specific medications.
Annual Plan Review
We review your plan every year during Open Enrollment to make sure it still fits your needs and budget.
No Cost to You
Our Medicare specialists are compensated by the insurance carriers — you never pay a fee for our guidance.
Nationwide Coverage
We help Medicare-eligible individuals in all 50 states find the right plan for their situation.

Free, No-Obligation Review

Get a Free Medicare Review

A licensed UFG advisor will contact you — no pressure, no commitment.

By submitting, you agree to be contacted by a UFG licensed advisor.

Not Sure Which Solution is Right for You?

Our licensed advisors will conduct a complimentary Financial Needs Analysis to identify the best solutions for your unique situation — at no cost and no obligation.